Digital wealth

We help financial services companies deliver better customer outcomes through digital engagement.

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Why Hymans?

People in the UK face difficult choices when it comes to balancing their day-to-day spending with saving for a rainy day, or retirement. For many, financial services products are hard to understand, which makes decision-making daunting.

We believe that every pound is important. It’s our job to help people make the best decisions to make the most of their savings, regardless of how much they have and whether or not they have access to financial advice.

How we help

Financial services businesses aim to create products that meet the needs of their customers at competitive prices. Our role is to help improve understanding, engagement and positive decision-making, driving better customer outcomes.

We do this using our extensive experience in modelling, data, digital and investment across retail and workplace markets in both advised and non-advised sectors. For over a century, we’ve been helping pension schemes, employers and financial services providers look after their members, employees and customers through our institutional-grade models, innovation and insight.

Our clients use this to power their customer propositions by:

  • delivering personalised messaging built around customer goals
  • using robo-guidance algorithms to achieve customer objectives
  • adopting embedded wealth techniques to increase product awareness and take-up
  • integrating investment propositions to accurately project and illustrate product values
  • embedding market-leading longevity analytics to deliver more robust retirement planning.

We help our clients solve challenges. Our solutions are designed to put good customer outcomes first, allowing you to attract, grow and retain assets while delivering a better customer experience. 

Services

We can provide:

  • economic scenario service, using our stochastic forecasting engine

  • goals-based saving APIs

  • decumulation planning APIs

  • longevity data APIs

  • pre-built digital products and APPs

  • accumulation strategic asset allocations

  • decumulation strategic asset allocations

  • UX design and application build.

Hymans Robertson’s unrivalled digital capability allows you to enrich your proposition quickly and seamlessly, enabling us to look after the day-to-day maintenance.

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Apps and APIs

Our suite of outcomes-based modelling APIs can be integrated into your web and mobile applications, helping you engage meaningfully with your customers.

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A flexible framework for generating economic scenarios

The Economic Scenario Service ("ESS") is a suite of mathematical models that allows you to explore the consequences of today’s business decisions on tomorrow’s outcomes.

Explore ESS

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Strategic asset allocations

Our strategic asset allocations (SAA) provide optimal frameworks for fund managers to develop solutions for specific customer-risk profiles.

Explore SAA

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GO™ for Investment Pathways

Learn more about how our GO for investment pathways app can enable your customers to make more informed retirement decisions.

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Hymans partnering approach and combination of technology solutions, consulting services and distribution reach has enabled us to deliver a market leading proposition to our customers. It is a pleasure working with them.
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Martin Jennings CEO, Parmernion

Talk to our team

Contact our team today to learn how we can help your business make better risk and people decisions.

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With experts across pensions, benefits, insurance, and digital, find the right person to support you.

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Awards and accreditations