Insurance and financial services

We combine deep expertise with pragmatic solutions to help insurers and reinsurers embrace challenge and change.

Why Hymans?

Navigating insurance and financial services is complex, but with innovation, teamwork, and diverse perspectives, we believe every challenge has a solution.

Our team has deep expertise across insurers and reinsurers, spanning risk and capital, insurance investments and ALM, products, and longevity, in both life and general insurance markets. We combine this deep technical knowledge with pragmatism in order to deliver the optimal solutions to grow and manage your business.

We blend seasoned industry professionals with career consultants to provide tailored services for our clients – we know the challenges and how to solve them.

Our active involvement in industry and professional bodies keeps us at the forefront of developments, ensuring we deliver cutting-edge solutions.

450 +

Projects delivered

50 +

Insurance clients

60 +

Consultants

We're here to help you:

enter new markets, asset classes, or product lines 

meet regulatory challenge and optimise business models  

optimise your actuarial and risk management processes

Website Rebuild Bluegreen Sustainability

enhance your ESG and climate change initiatives 

build or refine industry-leading models 

launch new business ventures 

drive product innovation 

with acquisitions and mergers of businesses or funds

Neon Blue And Purple Lines In Dark Background

Current issues in insurance

In our regular publication we bring you the latest insights into the UK insurance and financial services market.

Read now

Understanding longevity

Our Understanding Longevity podcast series covers a range of longevity related topics such as the impact of covid 19, the science of aging and longevity inequality.

In the latest episode our hosts are joined by a special guest to offer a medical update with a particular focus on strokes.

Listen now

Our core services

Here you can see details of our core services

Risk and capital

Straightforward advice on complex topics that helps insurers grow and generate value.

Products

Our expert team provides support and input across a full range of actuarial and risk management consultancy services.

Longevity management

Our confident, comprehensive understanding of longevity supports profitable product pricing, accurate reserving and efficient reinsurance.

General insurance

Effective insurance operations need support from trusted actuarial teams who advise on risk and capital.

Insurance Investment and ALM

Investment decisions and asset liability management (ALM) strategies are central to gain a competitive edge, deliver profits and manage risk and capital.

Risk transfer

One of the biggest decisions for trustees and sponsors of UK pension schemes is knowing if, when, and how to transfer risk to an insurer or alternative provider.

Meet our partners

Nick Ford

Head of UK Insurance & Financial Services

Emma McWilliam

Partner – Insurance & Financial Services

Andrew Gaches

Partner – Insurance & Financial Services

Ailsa Dunn

Partner – Insurance & Financial Services

Nicola Kenyon

Partner – Head of Insurance Investment & ALM

Ross Murray

Partner – Head of Longevity

Related insights

Event

Insurance & Financial Services Scotland Conference

We’re delighted to invite you to our Insurance and Financial Services Scotland Conference, taking place at The Caledonian in Edinburgh on Thursday, 13 March 2025.

Webinar

What are trustee duties when considering run-on vs buy-out?

Join us on the 15 January for another webinar in our Excellence in Endgames series. This webinar will focus on the importance of trustee responsibility when considering run-on vs buy out.

Publication

Large UK insurers face increased scrutiny on liquidity risks

On 11 December 2024, the PRA published a Consultation Paper 19/24 on their proposals to formalise regulatory reporting for liquidity risks. Read our briefing note for more.